In order to be a successful credit analyst, it is important that you are proficient in financial analysis, as well. Your interviewer may ask you if you understand things such as cash-flow and other financial statements, income growth, market shares and much more. You may also be asked if you can correctly calculate debt to income ratios in order to discover a client's dispensable income. All of this information is necessary for developing a client's credit portfolio. You can answer with "I am very familiar with using various tools and methods to perform financial analyses. I am capable of determining a client's credit situation quickly and accurately.