CRISIL is a methodology of the credit rating which reflects its current opinion on the likability of the payment of interest and principal. This methodology is an unbiased, objective, and independent opinion which is designed to met the financial obligations of the issuer. This methodology includes non-convertible debentures/bonds, commercial certificates, fixed deposits, debt and loans. It is based on clear and robust framework, which ensures the standard, comparable and effective communication of ratings which are assigned.