Bill collectors can do following things

☛ Using obscene or abusive language

☛ Harassing customers with repeated calls

☛ Calling before 8 am onwards or after 9 p.m.

☛ Giving wrong amount of your debt

☛ Calling at office hours even if you asked not to call

☛ Sharing your debt information to others

☛ Falsely claiming himself as law enforcement official or credit bureau representative

☛ Threatening unnecessarily to sue you or seize property unless they actually plan to execute it