This is a common question. There is no clear consensus regarding

how your credit rating impacts your viability as a candidate.

I have surfed many pharmaceutical sales message boards looking fo

r information regarding the importance of a credit rating and its impact

on a hiring decision. I have read postings that swear it's important to

have a good credit rating; others say it is not important at all.

You have to remember that your potential employer will be entrusting

you with a company car, a company credit card and a company gasoline

card. You will be required to manage a territory budget of many

thousands of dollars each year. You may have to deal with cash advances

and other financial instruments.

Therefore, you can understand that some hiring managers may want to

use your credit report as a barometer of how you handle money.

In my opinion, you should not let your credit report prevent you from

applying for the job. As long as you don't have any bankruptcies or

liens against you, you should be in good shape.