41⟩ Tell me when did you initially begin following the market in your life?
The time I started working as a financial advisor.
Personnel Adviser
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“Personnel Adviser based Frequently Asked Questions in various Personnel Adviser job interviews by interviewer. These professional questions are here to ensures that you offer a perfect answers posed to you. So get preparation for your new job hunting”
77 Personnel Adviser Questions And Answers
42⟩ Tell me why did you choose this particular career path or what led to your chosen profession?
When answering HR interview questions like this, you need to be specific and tell the interviewer what inspired you to take this career path while keeping your answer short and to the point. If you can, try to direct your answer so that it shows a logical progression between your profession and the company you are interviewing with.
You really want to convince the interviewer that you are the right person for the job and that your education, dreams, and career goals match your profession. Describe your thought process.
Don’t say that you majored in English because you thought it would be easy. Be specific and justify your answer. I chose .. because .. “I chose architecture because I have always admired beautiful buildings” or “As a child I was truly inspired by a certain TV show doctor which ultimately led me to pursue a career in medicine.”
43⟩ Explain what is your educational background?
Look for a Certified Financial Planner (CFP), likely with Registered Investor Advisor (RIA) credentials. Some Certified Public Accountants (CPA) with Personal Financial Assistant (PFS) degrees have suitable qualifications as well. Avoid brokers, insurance agents, real-estate promoters, business associates, relatives, golfing partners and hairdressers.
44⟩ Tell me what steps have you taken to improve the organization's recruitment and selection procedures?
This question looks at your ability to influence, innovate and take the initiative. Show how you are a self-starter who proactively generates and implements ideas for improvement. Use this as an opportunity to mention other recommendations you have made to improve the HR function within the organization.
45⟩ Explain me about how you have established business relationships in the past?
I often keep in contact with my clients once in 6 months to check if there is any amendments they might want to do or if they are still happy with their current plans.
46⟩ Explain me what are some of the things that bother you?
This is a common question, but don’t dwell on it. The interviewer is looking for a job related answer, more like “what bothers you about your job or the people you work with?” If you dig deep and think of what really bothers you, you’ll find that it’s other people and their ideas, right? But don’t tell the interviewer that, you can be more clever than that.
“It bothers me the most when other people I work with don’t meet their deadlines or deliver what they promise.”
47⟩ Tell me; will I be working only with you or with a team?
This question will also help you see how often you’ll be in touch with your advisor. “Some will say, ‘I’ll meet with you once a year, but Gina will reach out to you regularly and is my right hand person and does a lot of data gathering for me.’ Some companies have a team approach rather than an individual approach, adding that one isn’t better than the other. “It’s really whatever your preference is. But I wouldn’t want someone to get into a relationship and say, ‘I only see my advisor once a year, and I thought I’d be seeing him more often.’ Then others really like the team approach because they know if their planner is on vacation, they can still get an answer right away.”
48⟩ Tell me what were some ways you overcame difficulties?
There was a time that the mines went for strikes for like 3 months or so, it was difficult for most of the advisors as policies were lapsing due to non payments.
49⟩ Tell me how much do you charge for your service? Do you offer different levels of service?
Fee-only advisers are best for most clients. Professionals usually charge about 1% of investments managed each year. A fee of 1% is neither a small charge for what may be limited effort on the adviser’s part nor a small percentage of your annual growth. It can easily be a third or more of your annual returns which can translate to a loss of more than half of your nest egg at retirement or even more when elderly.
It’s very important to understand what you are getting if you decide to turn your investment management over to someone for a fee. Investments compound at the return rate which is interest plus dividends plus appreciation less investment costs and less professional fees, each as a percent of investments. You need net returns greater than inflation for true growth.
50⟩ Tell me do you count capitalized future payments from Social Security, Pensions, or Annuity payments as part of an allocation?
Again, I don’t think they should because the discounted value of all future payments is huge in comparison to the size of most people’s savings. Since financial advisers are prone to classify such “investments” as fixed-income, that means your savings would have to be 100% equities, a decidedly risky position.
51⟩ Tell me what services do you/does your firm provide?
Implicit in this question is also what assistance the advisor will not give you. “Some people are just investment advisors and only provide you advice on your investments,” says Bera. “Other people do comprehensive financial planning around retirement, insurance, estate planning and tax planning.” Go with someone whose offerings suit your needs.
52⟩ Tell me do you prefer working with others or alone?
Basically, the interviewer is asking if you are a team player. If your answer is with others, then the interviewer will think you can’t work alone and if you answer alone, then the interviewer may think you have some personality issues working with other people.
53⟩ Tell me where do you expect to get your clients?
I am intending to make relationships with human resources/recruitment managers so they can always make me aware of new recruits whom I can come do a presentation for.
54⟩ Tell me how do you gain the trust of new clients?
I think that it is important that clients feel listened to from the very beginning. Their money is important, and they want to be understood. Therefore, I clearly note all their priorities and work with them to address their needs.
55⟩ Tell us do you have different models or investment pools dependent on client’s risk tolerance?
Risk usually relates to the decisions you would make in a volatile security market and the amount of money you might be willing to lose in a market downturn. It’s usually measured with a series of standard questions, but it’s important to know the degree to which the adviser tailors your investments.
56⟩ Explain me about a recent experience you had handling a grievance issue?
This behavioral HR interview question explores your ability to manage conflict and evaluates your communication skills. In your example focus on the behavioral process you used to deal with the grievance issue. What methods you used to uncover the cause of the grievance, clarifying the different perspectives of the parties concerned, looking for a constructive solution and monitoring future behavior.
57⟩ What is your greatest weakness as Personnel Adviser?
Most interviewees actually dread this question, and rightly so. Potential employers are well aware of the fact that job candidates are people; so knowing their faults allows them to get a bigger picture of that person. When answering this question, it is easy to draw a lot of negative attention to oneself. Avoid that by providing a positive but honest answer.
Think carefully about this question. Everyone has a weakness, whether it is focusing too much on the details or always saying yes or prioritising smaller work projects. The best response should include a small, work-related flaw that won’t mean that the interviewer's interest is terminated there and then. Be sure to include the efforts made to manage this 'fault' and turn it into something positive.
58⟩ Do you know how does the CV review process work?
The main reason businesses use recruitment consultants is to save time and money on selecting job candidates. Busy managers don’t want to be inundated with resumes and applications, but they still want to know how the whole process will work. Clients will not only want to know how a recruiter will handle the selection process, but they will also want to know how many CVs to expect, what sort of information they will receive, and what sort of timeframe in which this will occur.
59⟩ Tell me what about candidate referencing?
Today, checking references is a big part of the hiring process, but it is incredibly time-consuming. Many clients will want recruiters to do this legwork for them – but not all recruiting agencies provide this service. If the client doesn’t ask about this, it may be worth mentioning during the first conversation to gauge their expectations.
60⟩ What is your greatest strength as Personnel Adviser?
This is a great question and allows hiring managers to get a feel for the talents, strengths, and skills a potential employee has. The response to this question tells the hiring manager what will make a candidate a great addition to the team, so a well-thought out answer is an absolute must.
Thrive under pressure? Then let them know. Brilliant problem solver? Include that. This is a chance to shine, but remember to have plenty of examples to back up the claims.
