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“ICICI Bank Ltd related Frequently Asked Questions by expert members with professional career as ICICI Bank Ltd. These list of interview questions and answers will help you strengthen your technical skills, prepare for the new job interview and quickly revise your concepts”



66 ICICI Bank Ltd Questions And Answers

2⟩ Please tell me/us something about yourself?

Mostly it is the first question ask by interviewer and candidate must answer it in limited words and cover the main things like family background, education, job experience (if any), skills, etc.

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3⟩ Tell me what aspects of your previous jobs have you disliked?

This is similar to the tell us about your weaknesses question. You can’t say you have none, and you can’t say something fake like I work too hard. You need to be honest here with parameters: Prepare your answer so it comes across in a positive, productive way and not as bashing your former employer. Choose things that are about the job itself preferably, not your terrible boss, so you’re focusing on things that don’t come across as talking badly about people, which isn’t necessary or helpful. Things like the lack of structure or process is an example of something you could say. Or the lack of direction for your department.

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5⟩ Explain me what didn’t work in your last position?

Be honest here but you don’t need to lay it all out either, for example if you and your boss didn’t get along. Don’t bash your former employer. It could be the culture, it could be there was little room for career progression, you didn’t agree with the vision of the company say what it is, then move quickly to focusing on what you want instead.

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10⟩ Explain me how are you with handling money?

A key part of a cashier's job is handling money, so trustworthiness and integrity are important. In your answer, highlight your experience managing money, your past employers' feedback on your honesty and your accuracy in managing the cash drawer.

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11⟩ In pursuance of which one of the following was the General Insurance Corporation of India formed? a. General Insurance Business (Nationalisation) Act, 1972 b. Insurance Act, 1938 c. Insurance Amendment Act, 2002 d. IRDA Act 1999

General Insurance Business (Nationalisation) Act, 1972

Explanation:

The entire general insurance business in India was nationalised by the Government of India through the General Insurance Business (Nationalisation) Act of 1972.

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12⟩ The new privately-owned domestic banks that started functioning with the approval of the RBI as per the issue of guidelines in January 1993 include (i) UTI Bank Ltd. (ii) IndusInd Bank Ltd. (iii) ICICI Bank Ltd. (iv) Global Trust Bank Ltd. (v) HDFC Ltd. (vi) Centurion Bank Ltd. (Since amalgamated with HDFC Bank in 2008) (vii) Bank of Punjab Ltd. (viii) Times Bank Ltd. (ix) IDBI Bank Ltd. (x) Development Credit Bank Ltd. a. Both (i) and (viii) b. Only (ii), (iii), (iv), (v), (vi), (vii), (ix), and (x) c. None of the above d. All the above

All the above

Explanation:

Subsequent to the issue of guidelines in January 1993 for the entry of new private sector banks, the RBI granted approval for the setting up of 13 new privately owned domestic banks.

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13⟩ Explain do you prefer working alone or as a part of a team?

Cashiers typically work independently, but working within a team is a key part of the job; you will work closely with stockers, floor managers and others. As you respond, stress that you can work independently and can thrive on your own, but that you appreciate the support and expertise a team can give you.

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14⟩ Tell us why is there a gap in your employment record?

While gaps have been more common during the recession you need to show doing something of value. It could include improving your skills, certifications or connections. Building relationships as a volunteer is a usual answer, but you need to show how you were productive. Play down the vacation, reflection time, etc. If you did consulting work build up the value of what you got out of it. Don’t disclose how little you might have been paid.

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15⟩ Any extra quality that you have that would impact our decision?

(Here recruiters want to judge the person on the basis of confidence) I am a constant learner and try to keep myself up-to-date of all progresses in the field of IT. Also, since I do not quit in the face of toughest challenges. Mostly asked to the candidates to know their talent and ability except technical skills.

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16⟩ Explain us about a time when you failed?

Be honest, give something that actually happened and is real. Choose something that is a failure but you were either able to salvage, fix or at the very least you’ve learned from. Focus on what you do now to prevent that failure in the future. With all of these questions, you need to prepare them in advance so you’re not caught off guard, and you have a solid, confident answer for.

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18⟩ Explain us where do you see yourself in five years?

This question is asked less and less because five years is an eternity. In certain professions it is an easy question. “I want to be (name your title). More likely you will say you want to advance to a level to have even greater responsibility, influence and impact. Always make it sound like you will still be with them for those five years just at a higher level and possibly in a new venture with them.

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