ICICI Bank Ltd Questions And Answers

41⟩ Explain what are your weaknesses and what should you improve on?

You should never pretend you don’t have any nor come up with a list like “I work too much.” Come up with a real weakness, like prioritization, time management perhaps – something that is real but also wouldn’t jeopardized your ability to do the job and focus on what you do about it. I’m working on improving my time management for example, I use an online calendar and schedule my tasks inside that calendar and plan my week each Monday estimating time needed for each task and project.

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42⟩ Which is the first bank to introduce ATM in India? a) HSBC b) Standard Chartered Bank c) State Bank of India d) United Bank of India

a) HSBC

Hongkong and Shanghai Banking Corporation introduced ATM in 1987.

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43⟩ Which is the first Indian bank to open branch outside India? a) Andhra Bank b) Bank of Baroda c) Bank of India d) Canara Bank

c) Bank of India

Bank of India is the first Indian bank to open branch outside India at London in 1946.

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44⟩ How many years deferment for General Anti-Avoidance Rules (GAAR) was announced in the Budget 2015-16? a. 1 year b. 2 year c. 3 year d. 4 year

2 year

Explanation:

GAAR are framed to minimize tax avoidance, for example by siphoning off profits to tax havens. GAAR could be termed as a general set of rules enacted to limit tax avoidance. It was proposed by the Union Budget 2012-13. The finance bill 2012 introduced chapter X-A to the income Tax Act-1961. Tax avoidance rule GAAR was proposed to be effective from April 2015 for those claiming tax benefits of over Rs 3 crore but the present Finance Minister Arun Jaitley deferred the roll out of the GAAR by two years to April 1, 2017.

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45⟩ Tell me what if a coworker calls out sick and you're on your own?

This is a common issue in service industries. When short-staffed, you can face long lines and frustrated customers. In this situation, it's important you recognize the role of politeness and efficiency. If even working at your fastest the lines keep lengthening, you need to tell the employer you would consult with your manager about calling in other workers or asking other employees to take over another register.

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46⟩ Explain about yourself (ie where do you start, what do you cover personal v. professional)?

Keep in mind they are not asking about you personally but you as a professional or business person. This is the time to name your strengths in a narrative way. “I am best known for my innovative and strategic approach to complex problems.” Then tell them how you came to this skillset by talking about your work experience and education. Always start with the present and work backwards.

Two minutes into the answer ask “shall I continue?” You do not want to eat up all of your interview time and lose the person’s attention with a long-winded answer. Only at the end can you add something personally by saying “in my off hours I enjoy running and I coach a kids’ track team.” Makes you human.

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47⟩ Tell me what is the interview process like at ICICI Bank Ltd?

Depends on position

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48⟩ Which of the following is known as "the real return to the investor getting reduced due to sudden rise in the prices of the commodities"? a. Cost risk b. Demand risk c. Market risk d. Systemic risk

Market risk

Explanation:

Market risks include equity risk, interest rate risk, currency risk, and commodity risk.

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49⟩ Under whose chairmanship did RBI constitute a Working Group for making balance of payments manual? a. Anand Sinha b. Deepak Mohanty c. Harun Rashid Khan d. Kamalesh Chandra Chakrabarty

Deepak Mohanty

Explanation:

Deepak Mohanty is the highest ranked economist in Reserve Bank of India.

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50⟩ Imperial Bank of India was nationalised in _______. a. 1949 b. 1955 c. 1959 d. 1969

1955

Explanation:

The largest bank, the Imperial Bank of India, was nationalised in 1955.

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51⟩ Who was the first governor of RBI? a. James Braid Taylor b. Mihir Sen c. Nagendra Singh d. Osborne Smith

Osborne Smith

Explanation:

Osborne Smith was the Governor of Reserve Bank of India from 1 April 1935 to 30 June 1937.

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52⟩ If a cheque is dishonoured it is called ____________ . a. Settlement of the cheque b. Withdrawing of the cheque c. Nullifying of the cheque d. Return of the cheque unpaid

Return of the cheque unpaid

Explanation:

Insufficient fund, the death of the drawer, irregular signature, non-existing account, bankruptcy, frozen account, when there is attention, a post-dated cheque, if there is difference between the amount written in words and that in figures, when payment is stopped are the reasons why most bank cheques are being dishonoured.

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53⟩ Which is the largest private sector bank in India? a) Axis Bank b) ICICI Bank c) HDFC Bank d) South Indian Bank

b) ICICI Bank

It offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, asset management etc.

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54⟩ What is the full form of CBS? a. Core Banking Solution b. Core Banking Software c. Core Banking System d. Core Banking Service

Core Banking Solution

Explanation:

Core Banking Solution (CBS) is a delivery channel for quick and fast delivery.

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55⟩ Do you know what interview questions do they ask at ICICI Bank Ltd?

About condifident level to work any location how will co-operate with colleagues and the people n how would you manage the difficult situations which is rised in the organization how will you react for that ext ...

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56⟩ When was the General Insurance Corporation of India incorporated? a. 1971 b. 1972 c. 1973 d. 1993

1972

Explanation:

GIC was formed to control and operate the business of general insurance in India.

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57⟩ What is the full form of FCCB? a. Foreign Currency Convertible Bond b. Foreign Currency Convertible Bank c. Foreign Currency Convertible Board d. Foreign Convertible Currency Board

Foreign Currency Convertible Bond

Explanation:

Corporates issue Foreign Currency Convertible Bonds (FCCBs) to raise money in foreign currencies.

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58⟩ On which rate bases, overnight money is needed by bank from RBI? a. MSF b. Repo rate c. Reverse repo d. Bank rate

MSF

Explanation:

Marginal Standing Facility (MSF) has been introduced by RBI with the main aim of reducing volatility in the overnight lending rates in the inter-bank market and to enable smooth monetary transmission in the financial system.

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59⟩ Which bank started the first RRB named Prathama Grameen Bank? a) Punjab National Bank b) State Bank of India c) Syndicate Bank d) United Bank of India

c) Syndicate Bank

The bank was known as Canara Industrial and Banking Syndicate Limited at the time of establishment.

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60⟩ Punjab National Bank was established in ________. a. 1881 b. 1894 c. 1913 d. 1917

1894

Explanation:

Punjab National Bank is an Indian financial services company based in New Delhi founded in 1894.

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66 ICICI Bank Ltd Questions And Answers

41⟩ Explain what are your weaknesses and what should you improve on?

42⟩ Which is the first bank to introduce ATM in India? a) HSBC b) Standard Chartered Bank c) State Bank of India d) United Bank of India

43⟩ Which is the first Indian bank to open branch outside India? a) Andhra Bank b) Bank of Baroda c) Bank of India d) Canara Bank

44⟩ How many years deferment for General Anti-Avoidance Rules (GAAR) was announced in the Budget 2015-16? a. 1 year b. 2 year c. 3 year d. 4 year

45⟩ Tell me what if a coworker calls out sick and you're on your own?

46⟩ Explain about yourself (ie where do you start, what do you cover personal v. professional)?

47⟩ Tell me what is the interview process like at ICICI Bank Ltd?

48⟩ Which of the following is known as "the real return to the investor getting reduced due to sudden rise in the prices of the commodities"? a. Cost risk b. Demand risk c. Market risk d. Systemic risk

49⟩ Under whose chairmanship did RBI constitute a Working Group for making balance of payments manual? a. Anand Sinha b. Deepak Mohanty c. Harun Rashid Khan d. Kamalesh Chandra Chakrabarty

50⟩ Imperial Bank of India was nationalised in _______. a. 1949 b. 1955 c. 1959 d. 1969

51⟩ Who was the first governor of RBI? a. James Braid Taylor b. Mihir Sen c. Nagendra Singh d. Osborne Smith

52⟩ If a cheque is dishonoured it is called ____________ . a. Settlement of the cheque b. Withdrawing of the cheque c. Nullifying of the cheque d. Return of the cheque unpaid

53⟩ Which is the largest private sector bank in India? a) Axis Bank b) ICICI Bank c) HDFC Bank d) South Indian Bank

54⟩ What is the full form of CBS? a. Core Banking Solution b. Core Banking Software c. Core Banking System d. Core Banking Service

55⟩ Do you know what interview questions do they ask at ICICI Bank Ltd?

56⟩ When was the General Insurance Corporation of India incorporated? a. 1971 b. 1972 c. 1973 d. 1993

57⟩ What is the full form of FCCB? a. Foreign Currency Convertible Bond b. Foreign Currency Convertible Bank c. Foreign Currency Convertible Board d. Foreign Convertible Currency Board

58⟩ On which rate bases, overnight money is needed by bank from RBI? a. MSF b. Repo rate c. Reverse repo d. Bank rate

59⟩ Which bank started the first RRB named Prathama Grameen Bank? a) Punjab National Bank b) State Bank of India c) Syndicate Bank d) United Bank of India

60⟩ Punjab National Bank was established in ________. a. 1881 b. 1894 c. 1913 d. 1917

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66 ICICI Bank Ltd Questions And Answers

41⟩ Explain what are your weaknesses and what should you improve on?

42⟩ Which is the first bank to introduce ATM in India? a) HSBC b) Standard Chartered Bank c) State Bank of India d) United Bank of India

43⟩ Which is the first Indian bank to open branch outside India? a) Andhra Bank b) Bank of Baroda c) Bank of India d) Canara Bank

44⟩ How many years deferment for General Anti-Avoidance Rules (GAAR) was announced in the Budget 2015-16? a. 1 year b. 2 year c. 3 year d. 4 year

45⟩ Tell me what if a coworker calls out sick and you're on your own?

46⟩ Explain about yourself (ie where do you start, what do you cover personal v. professional)?

47⟩ Tell me what is the interview process like at ICICI Bank Ltd?

48⟩ Which of the following is known as "the real return to the investor getting reduced due to sudden rise in the prices of the commodities"? a. Cost risk b. Demand risk c. Market risk d. Systemic risk

49⟩ Under whose chairmanship did RBI constitute a Working Group for making balance of payments manual? a. Anand Sinha b. Deepak Mohanty c. Harun Rashid Khan d. Kamalesh Chandra Chakrabarty

50⟩ Imperial Bank of India was nationalised in _______. a. 1949 b. 1955 c. 1959 d. 1969

51⟩ Who was the first governor of RBI? a. James Braid Taylor b. Mihir Sen c. Nagendra Singh d. Osborne Smith

52⟩ If a cheque is dishonoured it is called ____________ . a. Settlement of the cheque b. Withdrawing of the cheque c. Nullifying of the cheque d. Return of the cheque unpaid

53⟩ Which is the largest private sector bank in India? a) Axis Bank b) ICICI Bank c) HDFC Bank d) South Indian Bank

54⟩ What is the full form of CBS? a. Core Banking Solution b. Core Banking Software c. Core Banking System d. Core Banking Service

55⟩ Do you know what interview questions do they ask at ICICI Bank Ltd?

56⟩ When was the General Insurance Corporation of India incorporated? a. 1971 b. 1972 c. 1973 d. 1993

57⟩ What is the full form of FCCB? a. Foreign Currency Convertible Bond b. Foreign Currency Convertible Bank c. Foreign Currency Convertible Board d. Foreign Convertible Currency Board

58⟩ On which rate bases, overnight money is needed by bank from RBI? a. MSF b. Repo rate c. Reverse repo d. Bank rate

59⟩ Which bank started the first RRB named Prathama Grameen Bank? a) Punjab National Bank b) State Bank of India c) Syndicate Bank d) United Bank of India

60⟩ Punjab National Bank was established in ________. a. 1881 b. 1894 c. 1913 d. 1917

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