Insurance Claims Agent

‘Revocable beneficiary’ designation gives right to the policy holder to change the beneficiary name without the consent of the named beneficiary. While in ‘Irrevocable beneficiary’ the policy holder has to take consent of the beneficiary before the name is changed.

‘Free Look Period’ is a time-period where the insured can cancel their newly bought policy in a specific period of time from the date of issuing the policy without any penalties or surrender charges.

Yes, it is possible to get the full payment in free look period; you can cancel your new policy in 15 days by returning the policy to the life Insurance company after you receive all the documents related to the policy.

Customers get upset sometimes I try to really listen to what they are saying repeat what they said to me so they know they are being heard then I trying to calmly let them know that I will do my best to help them with the situation. I also apologize to them for any inconvenience that they have experienced.

Like any other job that has core responsibilities outside of working hours, I plan on making my work time flexible and taking the space I need to ensure that I’m effective in all situations. That might mean going in to process paperwork immediately after a late-night accident, so that I can afford to rest the next day without holding up anyone’s process. It might mean asking for more flexibility to work from home as needed so that I can stay more mobile. Until I know exactly what options will be open to me, it is hard to be really exact, but I chose this career for a reason, and its needs appeal to me.

My best course is my psychology class because it's dealing with the mind, and the way people think has always fascinated me.

Insurance, like the other financial services specialties, is evolving; you want someone who is current on the law and on the best procedures to follow to maximize your insurance dollar. With pricing being less of an issue in insurance than other specialties, expertise is at a premium (so to speak), so make sure you are getting an expert and not just a salesman.

I had a work comp claim where this man claimed to have hurt his back on the job when lifting a heavy piece of material. Only to find out, he injured it at home when he was putting a deck up in his backyard. I found out he had been treated a few months ago at a hospital for the same injury, which was stated from putting a deck up at home. He didn't have medical insurance and was trying to get work comp to pay for it.

I don't have the idea as I don't have the experience in that field but I think it is more or less the same when I receive the docket. I think first thing the claim must be registered on the system, check the membership and the validity, contact the policy holder, gather as much information that is needed, process the claim, decline or settle the claim.

I worked in pip customer service before, and wish I could have the opportunity to work in that department again one day, so I can learn even more about insurance.

I help people daily. When I work hard towards finding a solution to help someone and we finally get the work done, I love seeing the excitement on their face or hearing it in their voice. That reaction is what keeps me coming back. I also enjoying the learning process; I learn from them and they learn from me.

This is an interesting question because it’s actually what appealed to me about this career in the first place. I learned early on in life that I like to give people solutions that make them happy, and when I was younger I had a hard time drawing a line. At the call center job, I learned from that, and going forward I always ask myself a few key questions about who caused the situation, who has already invested the most in a solution, and why it is necessary to obtain my key core results. That way I am more prepared to stick to my guns and get what I need out of the negotiation.

There are only two reasons, I was laid off from two of my previous jobs and some of my bosses retired. So that I seek for another higher salary job.

I know that you are a multimillion dollar company that was first established in 1878 with revenue of over 2.3 billion each year and one of the top rated insurance providers in the world.

Insured is the one who holds the policy and Insurer is the company that covers the insured.

I am your best candidate because I am a organized problem solver who knows how to manage diverse relationships with integrity.

Surrender Value is the amount when you stop paying the premium and withdraw the entire amount. The policy ceases as soon as you withdraw the money, and the insured will lose out all the returns on it.

No claim bonus is a benefit for those who have not claimed insurance during the preceding year of cover. This will lower the premium on the following year.